How to report identity theft

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How to report identity theft
How to report identity theft
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The Department of Justice defines identity theft as the unauthorized use or attempted use of credit cards, bank accounts, and other existing accounts, or attempted unauthorized opening of a new account using personal information belonging to someone else. You can become a victim, for example, when your wallet or credit card is stolen, or when someone uses your social security number to open a bank account. Report identity theft to the Federal Trade Commission (FTC) or your local police department.

Steps

Method 1 of 3: Completing the Affidavit Form

Report Identity Theft Step 1
Report Identity Theft Step 1

Step 1. Write a detailed statement explaining how your identity was stolen

The FTC has an online form at ftc.gov that will help you fill in all the information you need.

  • Complete all fields required on the Affidavit Form. Your case will be much more meaningful if you can provide specific details.
  • Check all the information you have provided and click the "Submit" button.
  • Write down the number that will be given to you. You will need it to make changes, to update your affidavit, or to contact someone at the FTC regarding identity theft.
Report Identity Theft Step 2
Report Identity Theft Step 2

Step 2. Print a copy of the form after submitting it to the FTC

At the end of the whole operation, you will see the option to print it out. You can also save this form on your computer for future use. Step 3. Talk to an FTC representative by phone if it is not possible to use the electronic form to file an affidavit.

You can contact a customer service representative at 1-877-438-4338.

Ask the representative for your application number. A company representative will record and file your affidavit and email you a copy

Method 2 of 3: File a police report

Report Identity Theft Step 4
Report Identity Theft Step 4

Step 1. Gather all the documentation you need to report to the police

This includes the copy of the affidavit you filed as well as any other relevant evidence.

  • Take with you a document proving your identity and place of residence.
  • Take the FTC memorandum with you to law enforcement. This is the FTC's guide on how to fill out an identity theft report. You can find it at ftc.gov.
Report Identity Theft Step 5
Report Identity Theft Step 5

Step 2. Go to the nearest ROVD or the police station closest to the place where your personal data was stolen

Report Identity Theft Step 6
Report Identity Theft Step 6

Step 3. Fill in all the details on your identity theft report

Each state has its own rules and you may need to add “other circumstances” to the statement if the usual statement is not sufficient for the police for this type of crime.

Report Identity Theft Step 7
Report Identity Theft Step 7

Step 4. Ask for a copy of the statement

If you cannot get a copy right away, ask for a protocol number to request a copy as soon as it is available to you.

Method 3 of 3: Reporting to Creditors and Banks

Report Identity Theft Step 8
Report Identity Theft Step 8

Step 1. Contact any lending institution, bank, lender or other financial institution to which you belong

They may ask for a copy of your affidavit or police report number.

Report Identity Theft Step 9
Report Identity Theft Step 9

Step 2. Change your PIN numbers, security passwords and any other codes that have been compromised

Report Identity Theft Step 10
Report Identity Theft Step 10

Step 3. Check your credit report with any company or open accounts that you do not recognize

Contact the company and provide them with the required documentation to delete your account.

Advice

  • Check your credit reports regularly. You can connect to additional security services that will notify you of any activity related to your credit account.
  • Document everything. It will take some time to recover your personal data. You will have to make a lot of phone calls, write a lot of emails and letters. Keep track of who you talk to and write down dates, instructions, and conversation highlights.

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